About
Build the operating system for businesses that use stablecoins.
Money is moving onto public blockchains faster than the tooling businesses need to make sense of it is being built. Stablecoins, and USDC in particular, are increasingly used for cross-border payments, contractor payouts, and revenue. But the software layer that turns “tokens moved between addresses” into “financial records a business can act on” barely exists outside of tax-focused tools built for individual investors.
ArcLedger starts narrow, as a bookkeeping layer for stablecoin activity, architected so that later products can be built on the same transaction and workspace model without a rewrite. It isn’t a wallet or an exchange, it doesn’t file taxes, and it isn’t a replacement for a qualified accountant.
Where it stands today
ArcLedger is a working product that runs on Arc mainnet. It’s not a concept or a mockup. The roadmap is honest about what’s live versus planned. No independent security audit or legal review has been completed yet, and both are treated as real gates before wider external use, not formalities.
Principles
Read before you move money
ArcLedger reads and enriches onchain data. It doesn't custody funds or write to smart contracts unless a genuine need emerges, and even then that would be a deliberate, separately-justified decision, not a default.
Business language over blockchain language
The primary interface speaks in customers, suppliers, payments, and expenses, not calldata, logs, or RPC internals. Technical detail is always available, never required.
Human approval over silent automation
Rules and any future AI assistance can suggest a classification, but a person has to approve it. Every automated classification carries an explanation and an audit trail.
Explainable data
Every number on a dashboard has to be traceable back to the transactions behind it.
Chain-agnostic foundations
Arc is the first integration, built with an adapter interface designed so it isn't a permanent limitation.
Arc, and beyond Arc
ArcLedger’s first integration is Arc, Circle’s stablecoin-native blockchain, a natural first home given its USDC-native infrastructure. Using Arc doesn’t mean an official partnership with or endorsement by Circle or Arc. ArcLedger is an independent, third-party project built on public Arc infrastructure. Organising stablecoin activity into business records is a chain-agnostic problem, and the architecture reflects that from day one.